Kawthar Al-Gallaf has a degree in Management Information System (MIS) from the University of Bahrain. After graduating, worked in Insurance, community engagement, then in administration and development. In Sep 2019, she was awarded the Benefit and BFB Award for E-Jam’ia. Her skills include risk management, project management, customer service, and insurance.

Venture: E-Jam’ia has a mission is to create a community-based financial support system for individuals by providing a mobile application that would digitize the traditional cultural concept of Jami’ia where people get together to save money at a specific time.