Wacinque A.K. BeMende is Founder of KaizenRhino.  Wacinque served 40 years in the military, starting with the Marine Corps, and mostly as a Licensed Practical Nurse.  He volunteered with programs serving unbanked and low income families with tax preparation, financial coaching and debt reduction.  His direct, global exposure to poverty lead to his entrepreneurship passion and to design the Global Permanent Investment Account. Wacinque studied Banking and Finance and received his BS degree in Human Services at Upper Iowa University.  His Master's concentration was Adult Education and he was an adjunct instructor of personal finance for Central Texas Community College.

Venture: KaizenRhino is a poverty alleviation venture with four lines of service. 1) GPIA - Global Permanent Investment Account "income for generations and generations to come", 2) O2IFC - One 2 Infinity Financial Coaching, companion financial education program, 3) FHC - Financial Heritage Celebration annual events and 4) WFC - Warrior Financial Coaching for new BRS - Blended Retirement System for all service members.  KaizenRhino is conducting their pilot in the DC- MD – VA region.